Prepare to Sell
With Flexible Financing

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Whether tapping into equity or qualifying for a credit-based option, homeowners can access fast, stress-free funding or pre-sale improvements like repairs, staging, and moving.

Homeowners sell faster—and for top dollar—with the right financing solution built into the process.
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Benefits of the HomeSale Loan™

An innovative, first-of-its-kind financing solution thoughtfully designed to help home sellers fund pre-sale projects.

Flexible Financing

Get the funds you need to prepare your home for sale — no out-of-pocket payment required.

Defer Costs

Free up cash flow with no payments for between 6 months to a year, or longer if needed!

Maximize Sales Price

Sellers can invest in their home’s potential to attract more buyers and receive higher offers.

Automatic Approval

Applying for a loan has never been easier. Applicants receive automatic approval in minutes.

Benefits of the HomeSale Loan™

An innovative, first-of-its-kind financing solution thoughtfully designed to help home sellers get their homes market-ready.

Leverage Equity

Secure a loan against the home’s equity to fund upgrades with no out-of-pocket expenses.

Defer Costs

Free up cash flow with no payments for the first year, or until closing–whichever comes first.

Maximize Sales Price

Invest in your home’s potential to attract more buyers and higher offers.

Automatic Approval

Applying for a loan has never been easier. Applicants receive automatic approval in minutes.

HomeSale Loan™
Lender Terms

Our platform guides homeowners through a few simple questions to match them with the loan option that best fits their needs. Based on factors like location, credit score, project size, and type, the system automatically selects the most suitable financing path — secured or unsecured. In most cases, the recommended loan is determined for you to ensure the fastest and most seamless experience.

Financing That Fits

Secured

Equity-Based
Backed by your home’s equity, this loan provides greater borrowing power and extended timelines — perfect for covering pre-sale improvements with no upfront costs. Best of all, repayment happens when the home sells.

Unsecured

Credit-Based
No equity required — this credit-based loan offers a flexible way to fund pre-sale projects like moving, staging, or pre-sale improvements, and offers the option to convert to a fixed-term loan for easy repayment over time.
SECURED
UNSECURED
Repayment Schedule
Pay Later Loan
Up To 15 Years
Loan Funding
Up to $250k
Up to $100k
No Out-Of Pocket Cost Window
Up to 12 Months
Up to 6 Months
Minimum Credit Score
650
680
Origination Fee
1.99%
2.99%
12.99-17.99% APR
(Based on Credit)
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Single Family, Primary Residences
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6 Month Draw Period
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Repay Upon Sale of House?
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Not Required
Convert to Term Loan?
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Available Nationwide?
Select States
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Create Your Account

Create your free account today to access seamless financing solutions for pre-sale home improvements—whether you're an agent or service pro looking to support your clients or a homeowner ready to maximize your home's value before selling.

Frequently Asked Questions

STILL HAVE QUESTIONS?

We can get you the answers you need.
Contact us

Do all properties qualify for the HomeSale Loan™?

How long does the HomeSale Loan™ application process take?

What is needed to complete the HomeSale Loan™ application?

How am I able to spend my funds?

How does this loan impact my credit?

Can I choose which kind of loan I want?

Is this available for LLCs or POAs?

STILL HAVE QUESTIONS?

We can get you the answers you need.
Contact us
Testimonials

Unlocking Opportunities,
One HomeSale Loan™ At A Time

"I heard about the HomeSale Loan™ program–how easy it could be, no interest for a period of time. It was a great solution for my clients, and they were able to sell their home and walk away with over $100,000 in their pocket instead of going through bankruptcy."

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Terry Rasmussen
Washington

“My client is approved in—not days or weeks—it’s minutes! We know within 15 or 20 minutes if they’re approved and what our budget is now and what we can do.”

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Craig Walker
Washington

"I can’t tell you how much it lowered my stress to not have to worry about payments while my house was on the market."

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Kai S.
Washington

Secure Your HomeSale Loan™ Today

Get started to access the funds you need to make your home sale a huge success.